Members · Health & Welfare
Coverage
that follows you.
The Local 512 health and welfare plan provides group benefits funded by per-hour employer contributions under the provincial CLRA agreement. The plan is administered by Benefit Plan Administrators (BPA) Atlantic in St. John’s.
Plan administrator
BPA Atlantic.
BPA processes claims, issues benefit cards, and is the first point of contact for plan-specific questions: what’s covered, what’s submitted, payment status.
Address
49–55 Elizabeth Avenue, Suite 202St. John’s, NL A1A 1W9
Online · Member Benefit Portal
Your benefits, online.
BPA’s secure members-only portal lets you review your account, check your hour and dollar bank balances, see your work and benefit history, and download forms, from your phone, tablet or computer.
Registering takes a few minutes. Go to memberbenefitportal.com and create your account to get started.
Register at the portalMember details
Review your benefit plan information, including your hour/dollar bank balances, and your dependants and beneficiaries on file.
Employment details
See your benefit history and eligibility status, your work history, and your self-pay payment details.
Documents & forms
Download claims and administrative forms whenever you need them.
What’s covered
Plan summary.
High-level summary. Schedules, limits and eligibility rules are set by the plan documents. For specifics on what’s payable for a given claim, contact BPA directly.
Prescription drugs
Coverage for eligible prescription medications for members and dependants.
Dental
Preventive, basic and major dental services on the plan schedule.
Vision
Eye exams and eyewear/contacts on a renewing benefit cycle.
Paramedical services
Physiotherapy, massage, chiropractic, mental health and other practitioner services on plan schedules.
Life & AD&D
Term life and accidental death & dismemberment coverage for the member, with spouse and dependant options.
Long-term disability
Wage replacement during qualifying long-term disability periods.