Members · Health & Welfare
Coverage
that follows you.
The Local 512 health and welfare plan provides group benefits funded by per-hour employer contributions under the provincial CLRA agreement. The plan is administered by Benefit Plan Administrators (BPA) Atlantic in St. John’s.
Plan administrator
BPA Atlantic.
BPA processes claims, issues benefit cards, and is the first point of contact for plan-specific questions — what’s covered, what’s submitted, payment status.
Address
49–55 Elizabeth Avenue, Suite 202St. John’s, NL A1A 1W9
What’s covered
Plan summary.
High-level summary. Schedules, limits and eligibility rules are set by the plan documents. For specifics on what’s payable for a given claim, contact BPA directly.
Prescription drugs
Coverage for eligible prescription medications for members and dependants.
Dental
Preventive, basic and major dental services on the plan schedule.
Vision
Eye exams and eyewear/contacts on a renewing benefit cycle.
Paramedical services
Physiotherapy, massage, chiropractic, mental health and other practitioner services on plan schedules.
Life & AD&D
Term life and accidental death & dismemberment coverage for the member, with spouse and dependant options.
Disability income
Wage replacement during qualifying short- and long-term disability periods.